Debt Relief Settlement

Debt Settlement:

Pros:

The monthly set-aside amount may be much more affordable.

An alternative to bankruptcy, which is more difficult with bankruptcy reform in place.

Simplifies things by giving one simple payment each month, and a timeline to have your bills paid off.

Affords you professional representation during a critical financial period in your life. (Not legal advice or representation)

Cons:

You might have to experience normal creditor collection activity with delinquency. No company will have the legal authority to prevent all creditor calls.

Creditors may refuse to settle debts. Every situation is different and no company can guarantee that all creditors will agree to negotiate and/or settle.

If you do not make required minimum payments to your creditor you may be breaking the terms of your agreement with them and your actions will probably be reported to consumer reporting agencies as late, delinquent, charged-off or past due balances.

Free, No Hassle Quote!

First Name:

Last Name:

Primary Phone:

Email Address:

State:

Unsecured Debt:

Debt Settlement may be right for you if…

You are current, but dependent on your credit cards to help offset your monthly household expenses so you can remain current with your cards, and have no accessible equity or assets to help manage the situation.

You have just fell behind and can no longer afford to pay a regular monthly payment to your creditors, similar to when you were current.

You are behind to the point that you are now dealing with a third party collection agency, or law firm.